Debt Collection & Billing Full Service Agency

Every industry has its own unique challenges for accounts receivable.  PIF helps manage the Business to Business (B2B) and Business to Consumer (B2C) revenue cycle management programs for nearly all industries.  We do this through pre-collection, traditional collection, collection litigation and through additional outsource programs and services.  Our goal is to deliver on each clients’ definition of the ideal debt collection agency relationship.  

Residential and Commercial Services:

  • Pest Control
  • Pool Cleaning/Repair
  • Air Conditioning and Heating
  • Plumbing
  • Fire and Water Restoration
  • Carpet Cleaning
  • Wholesale and Retail Distribution
  • Electrical

Healthcare:

  • Dentistry
  • Orthodontics
  • General Physician
  • Specialty Physician
  • OBGYN
  • Radiology
  • Diagnostic Testing
  • Veterinary

Membership Services:

  • Health Clubs
  • Martial Arts Studios

Education:

  • Loans
  • Tuition
  • Fines and Fees

Government:

  • Taxes
  • Parking Violations
  • Fines and Fees
  • Utility Bills
  • Court Charges

…And Any Other Type of Consumer or Commercial Debt!

Contact Paid In Full to get started.
Call us at (800) 385-1605 to discuss your collection service needs, or submit our Consultation Request today!

“I was very happy to see the amount of the check you gave me! That was a nice surprise given the fact that you have only had our accounts for such a small amount of time. I love that were was no charge at all for the $2,800 you recovered for us under your free pre-collection program. We’re going to begin placing accounts with you earlier as a result.”

“My staff loves the convenience and simplicity of your client portal. It’s so easy to send you new accounts and to see your progress. The fact that the data is so secure is huge for us in light of the HIPAA requirements. We really appreciate how responsive you all are to us. Thanks for such a smooth transition and for everything you are doing on our behalf. I feel very confident that we made the right decision to go with your company!”

– Financial Manager, A Tucson, Arizona Anesthesiologist Practice

Outsource Programs and Services

We provide customized outsource programs and other Extended Business Office (EBO) functions designed to meet your specific needs.  These programs were developed to assist our clients in making their in-house efforts less expensive, less time-consuming, and more effective.

Credit Bureau Reporting

At your option, we will list your consumer accounts with the Credit Reporting Agencies (i.e. Experian, TransUnion) when placed for bad debt contingency collection.

Small Balance Account Programs

PIF will work with your organization to determine the appropriate parameters that will define small balance levels, and create customized calling campaigns specifically for you.

Skip Tracing Projects

PIF can customize skip tracing programs to provide you the information needed to successfully contact and collect from customers before the account goes to bad debt.  Because of our economies of scale, we can provide these services at a low cost and help our clients recover more money prior to write-off.

Legal Collections

PIF will manage the legal process and make sure that our attorneys have all the necessary information to proceed with legal action.  PIF will also perform asset searches and investigations for other vital information to help our clients decide on whether to pursue particular accounts through the court system, as well as to execute on judgments.

Primary, Secondary, & Tertiary Bad Debt Collections

We can create and customize unique approaches to collecting your receivables at any stage.

Collection Approach

The philosophy behind our collection programs is that “time is money.”   We can make time work for you by combining efficiency, professionalism, and persistence, with a commitment to client service and consumer relations.  Our dedication to this philosophy has allowed us to continue to build lasting quality partnerships with our clients.

Collection Letters

PIF’s written communications are designed to meet all requirements of both Federal and State regulations.  All letters sent by PIF are pre-printed and include QR codes and a consumer oriented website address for the convenience of your consumers.

Telephone Contacts

“Positive Collections” means that PIF’s collection personnel are trained to never threaten or abuse a consumer. All PIF employees have committed themselves to the ACA Collector’s Pledge.

Collector’s Pledge

I believe every person has worth as an individual.

I believe every person should be treated with dignity and respect.

I will make it my responsibility to help consumers find ways to pay their debts.

I will be professional and ethical.

I will commit to honoring this pledge.

This approach conveys to your consumer that we want to work with him/her to solve the problem as quickly as possible.  Additionally, this approach enables our collectors to respond to objections to paying the bill.

That is the PIF difference.